We have branches Island wide. See our Locations

Got Questions? We’ve Got Answers!

You have questions & we have the answers. If your question is not answered here, please feel free to contact us.

How much does JNSBL lend?

JNSBL provides loans from a minimum $20,000 to $500,000 to micro entrepreneurs and a minimum of $501,000 up to $5 million for small business operators.

What do I need to get a loan from JNSBL?

To receive a loan from JNSBL, you must:
– Be a Jamaican citizen 18-years-old and over
– Complete the relevant JNSBL loan application form
– Present proof of address (utility bill, rent receipt)
– Present proper identification (passport, national identification card, driver’s license)

JNSBL accepts a bill of sale on household items with serial numbers, such as appliances (including televisions, component sets, stove, and refrigerators). We also accept tools, which are non-specialized equipment, real estate, guarantees and motor vehicles*

What is the loan term?

Micro loans may be borrowed for a period of 10 to 50 weeks; however, small business loans may be accessed for one to five years, depending on the type of financing.

What is the interest rate?

Interest rate varies based on type and purpose of loan proceeds. Clients can benefit from reducing balance or Add on interest rate type structures.

Can I get a repeat loan?

Your repayment record and the capacity of your business to repay will determine whether you can be given a repeat loan.

How long will it take to process my loan?

Loans are approved within seven working days. *conditions apply

Need more info?

Do you have suggestions for us? Do you have more questions? Perhaps a comment about a product, service or employee? You can always contact us at anytime.

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